Premises Liability vs Personal Liability in California: Insurance Coverage & Legal Rights
If you were hurt at a rental, in a store, or by someone’s careless act, the next step is sorting out who is legally responsible and which policy applies. A tenant lawyer looks at two paths: a property hazard that points to premises liability, or conduct that points to personal liability. California’s Civil Code §1714 sets the duty of ordinary care, pure comparative negligence divides fault, and CCP §335.1 sets a two-year clock. This guide provides clear definitions, everyday examples, insurance basics for homeowners and renters policies, and landlords, and practical steps to preserve proof. Read on to see how these...
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